Rates as of July 26, 2010 Rates subject to change without notice. We can get up to 120 day rate guarantee on 5 year closed.
| Term | Bank | Our Best |
| 1 Year Closed | 3.70 | 2.54 |
| 2 Year Closed | 4.20 | 3.20 |
| 3 Year Closed | 4.75 | 3.64 |
| 4 Year Closed | 5.44 | 4.19 |
| 5 Year Closed | 5.99 | 4.19 |
| 5 Year Variable | 3.25 | 2.05 |
| Click for details » | ||
Privacy Policy
Privacy Policy of Dominion Lending Centres – Pat Pelletier
We are committed to protecting the privacy of your personal information and to comply with the Privacy Act, BC's privacy laws, and the Personal Information Act. We do our utmost to record your information accurately, retain it securely, and use it according to your wishes. We do not share or sell your personal information.
PERSONAL INFORMATION is information about an individual that is collected, used or disclosed solely for the purposes reasonably required to obtain financing for an individual by Dominion Lending Centres – Pat Pelletier.
Dominion Lending Centres – Pat Pelletier Privacy Principles
1) Accountability: We are responsible for personal information under our control and we have designated one or more persons who are accountable for our compliance with the privacy principles.
2) Identifying Purposes: We will identify the purposes for which personal information is collected at or before the time the information is collected.
3) Consent: The individual’s knowledge and consent are required for the collection, use, or disclosure or your personal information, except where inappropriate or required or otherwise permitted by law.
4) Limiting Collection: Our collection of personal information will be limited to that which is necessary for the purposes we identify and this information will be collected by fair and lawful means.
5) Limiting Use, Disclosure, and Retention: Personal information will not be used or disclosed for purposes other than those for which it was collected, except with your consent or as required or permitted by law. Personal information will be retained only as long as necessary to fulfill these purposes.
6) Accuracy: We will attempt to ensure that your personal information is as accurate, complete, and up-to-date as is necessary for the purposes of conducting business.
7) Safeguards: Your personal information will be protected by security safeguards appropriate to the sensitivity of the information.
8) Openness: We will make readily available to you specific information about our policies and practices relating to the management of your personal information.
9) Individual Access: At your request, you will be informed of the existence, use and disclosure of your personal information and you will be given access to that information, except in circumstances where we are required by law to deny this access or where we are permitted by law and have legitimate legal or business reasons to deny this access. You will be able to challenge the accuracy and completeness of your personal information. Under the terms of our agreement with Equifax, we are not permitted to release the Equifax Report to you. You may go to www.equifax.ca and request your own report.
10) Challenging Compliance: You will be able to send a challenge concerning our compliance with these principles to the designated individual or individuals accountable for Dominion Lending Centres – Pat Pelletier
Privacy Policies of Dominion Lending Centres – Pat Pelletier
Protecting an Individual’s privacy is fundamental to our business. Dominion Lending Centres – Pat Pelletier was founded on principles of trust, integrity, and the delivery of outstanding services. We are committed to customer satisfaction and we have always respected and protected the privacy of our clients.
What kind of personal information do we collect and how do we collect it? We collect the following types of personal information about you, either directly or through persons acting on our behalf:
Information we receive from you may include and not limited to information such as your name, contact information, date of birth, Social Insurance Number, Social Security Number, employment history, employment letter, pay stubs, tax returns, and Notice of Assessments;
Information about your present and past financial position, such as confirmation of assets and liabilities and current credit bureaus;
Information from your use of our Web Site, such as navigation patterns at the site and information we collect through Internet cookies (cookies are messages linked to your Internet browser and used to customize your experience at our Web Site by, for example, showing you only information that is relevant to your interests);
Information that is publicly available and permitted by law to be collected without consent.
Why and how do we use your personal information that we collect? We collect and use your information to manage our business and operations so that we can effectively provide a range of services to you. These uses include:
For the purposes of obtaining financing;
For administrative and billing purposes;
To understand your preferences and to alert you by e-mail, telephone, fax or other communication sources of anticipated service offerings and/or to tailor specific marketing or other materials to your needs;
To meet required legal obligations.
When do we disclose your personal information? We never sell, rent or trade your information. Also, we never disclose your personal information to non-affiliated third parties, except as described in this Privacy Assurance. We only disclose your personal information in limited circumstances, those being with your consent or as permitted or required by law. Disclosures of personal information may include:
To persons or companies employed or retained by us to perform certain services on our behalf. In cases where we utilize these persons or companies, we restrict their use of your personal information to the purposes for which it is shared. (i.e. what is necessary to act on our behalf for those specific purposes);
To affiliated and non-affiliated third parties with your consent or as permitted by law. These disclosures may include, among other things, disclosures to our affiliates to affect a service you have requested;
To affiliated and non-affiliated third parties when we have a good faith belief that such disclosure is required by law. These disclosures may occur in connection with a court order, legal process, or other judicial, administrative or investigative proceeding;
Disclosure of aggregated information that does not identify you individually, but which is compiled using your personal information.
How do we protect your personal information and how long do we retain it? Dominion Lending Centres – Pat Pelletier protects personal information by security safeguards appropriate to the sensitivity of the information. We restrict internal physical and electronic access to personal information to those employees who need to access it in order to serve you. We also maintain policies and procedures designed to restrict access (by external parties) to your personal information in several ways. These include programs and specifications for physical security and records retention and disposal, computer and communication security measure reflected in system design, password protection, data management practices, and other measures to restrict access to the data we hold in physical and electronic forms. We do not store your personal information indefinitely; instead we retain personal information only for as long as necessary or relevant for the purposes discussed about or as required by law.
What rights and choices do I have? You have the option, at any time, to write our privacy officer: Pat Pelletier at the address below, call him at (604) 850-5110 or email him at info@patpelletier.com to request access to your personal information in order to verify its accuracy and if required to correct it. We are required to and will provide access to your information, except where we are prohibited by law from doing so, or are permitted by law to restrict your access and have legitimate business or legal reasons for doing so. However, due to the private nature of this information we maintain, Dominion Lending Centres – Pat Pelletier policy does not permit disclosure over the phone or via email.
In addition, you can refuse to provide personal information to us and you may also at any time, on reasonable notice to us, in person or via telephone or email, withdraw your consent to any of our collection, use or disclosure of your information, unless it is required to provide you with the services you request or to provide you with necessary information relating to your business association with us or as required by law.
Our Privacy Policy is evolving and we reserve the right to change this policy and to notify you by posting an updated version on our web site. www.patpelletier.com
Mailing Address:
Attention: Privacy Officer – Pat Pelletier
Dominion Lending Centres – Pat Pelletier
100 – 32555 Simon Avenue
Abbotsford, BC V2S 4Y2
Revised May 26, 2008
Each Office of Dominion Lending Centres is independently owned and operated.
